Inbound USA vs Atlas Travel America

Quote/Buy Inbound USA insuranceQuote/Buy Atlas Travel America insurance
FEATURES
Plan TypeLow cost, Limited (Fixed) benefits planComprehensive benefits plan
EligibilityFor Non-U.S. citizens traveling to U.S.A. onlyFor non-U.S. citizens traveling outside home country (U.S.A. included)
BenefitsFixed benefit limits increase with Policy MaximumIn USA & Canada:
a) In Network & Directly Billed: After deductible, Plan pays 100% to policy maximum
b) Otherwise: After deductible, Plan pays 80% of $5,000 and then 100% to policy maximum
Outside USA & Canada: After deductible, Plan pays 100% to policy maximum
Cancelability & RenewabilityCancelable and RenewableCancelable and Renewable
Pre-Existing CoverageSame as Policy Maximum (up to $130,000) coverage for acute onset of pre-existing conditions for age under 70 yearsSame as Policy Maximum (up to $1,000,000) coverage for acute onset of pre-existing conditions for age under 70 years
International TravelIncludes international travel if coverage purchase is for 30 days or moreCoverage is provided outside of home country including during travel
Per Period or Per IncidentDeductible and Policy Maximum are per injury/sickness per personDeductible and Policy Maximum is per certificate period per person
Purchase With inMust be purchased and effective with in 364 days of arrival to USANone
Coverage Length & Age EligibilityCoverage is available from 5 days to 364 days for ages 14 days to 99 yearsCoverage is available from 5 days to 364 days for ages 14 days to 99 years
PPO NetworkNo PPO NetworkCoventry Health Care PPO Network
Restricted StatesNot available if correspondence address in Kentucky(KY), Maryland(MD) & Washington(WA)Not available if mailing address and insured is physically located at the time of quote in Maryland(MD), New York(NY) & Washington(WA)
Administrator & UnderwriterAdministrator: Seven Corners
Underwriter: Lloyd’s of London
Administrator: HCC Medical Insurance Services
Underwriter: Lloyd’s of London
NotesOnly plan where start date can be same day
Extreme/Vacation Sports are covered
$50 copay for urgent care visit. Not subject to deductible
Free insurance for a child under 10 years old per each insured adult
Other Benefits•Ambulance Services
•Chemotherapy and/or Radiation Therapy
•Common Carrier Accidental Death & Dismemberment
•Dental Treatment for Injury to Sound Natural Teeth
•Emergency Medical Evacuation
•Home Country Coverage
•Initial Orthopedic Prosthesis/Brace
•International Travel Coverage
•Mental & Nervous Disorder & Substance Abuse
•Physiotherapy
•Return of Remains
•24/7 Worldwide Travel and Medical Assistance
•Accidental Death and Dismemberment
•Common Carrier Accidental Death
•Complications of Pregnancy
•Emergency Dental (acute onset of pain)
•Emergency Medical Evacuation Emergency Reunion
•Hospitalization and Outpatient Treatment
•Incidental Home Country Coverage
•Lost Checked Luggage
•Natural Disaster Benefit
•Political Evacuation
•Repatriation of Remains
•Return of Minor Children
•Sports Coverage
•Terrorism
•Trip Interruption
Optional Riders•Enhanced Accidental Death & Dismemberment
LINKS
Benefits TableInbound USAAtlas Travel America
BrochureBrochureBrochure
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Claim FormClaim FormClaim Form
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