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FEATURES | ||
Plan Type | Comprehensive benefits plan | |
Eligibility | For non-U.S. citizens traveling outside home country (U.S.A. included) | |
Benefits | In USA & Canada: a) In Network: After deductible, Plan pays 90% of $5,000 and then 100% to policy maximum b) Out of Network: After deductible, Plan pays 80% of $5,000 and then 100% to policy maximum Outside USA & Canada: After deductible, Plan pays 100% to policy maximum | |
Cancelability & Renewability | Cancelable and Renewable | |
Pre-Existing Coverage | Up to $50,000 for sudden and unexpected recurrence of pre-existing conditions if age under 65 and $2500 if 65 & above | |
International Travel | Coverage is provided outside of home country including during travel | |
Per Period or Per Incident | Deductible is annual per person and Policy Maximum is per certificate period per person | |
Purchase With in | Must be purchased and effective with in 6 months of arrival to USA and with in 30 days if age 65 and above | |
Coverage Length & Age Eligibility | Coverage is available from 5 days to 2 years for ages 14 days to 100 years | |
PPO Network | First Health PPO Network | |
Restricted States | Not available if mailing address in Maryland(MD) | |
Administrator & Underwriter | Administrator: International Medical Group (IMG) Underwriter: Sirius International | |
Other Benefits | •Accidental Death & Dismemberment •Common Carrier Accidental Death •Emergency Medical Evacuation •Emergency Reunion •End of Trip Home Country Coverage •Identity Theft Assistance •Incidental Home Country Coverage •Lost Luggage •Natural Disaster •Political Evacuation •Return of Minor Children •Return of Mortal Remains or Cremation/Burial •Sports & Activities Coverage •Terrorism •Trip Interruption | |
Optional Riders | •Adventure Sports Rider •Citizenship Return Rider •Enhanced AD&D Rider •Evacuation Plus Rider •Patriot T.R.I.P. Lite | |
LINKS | ||
Benefits Table | Patriot Travel America | |
Brochure | Brochure | |
Master Policy | Master Policy | |
Claim Form | Claim Form | |
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