USAway Intl Major Medical Insurance

  • Comprehensive benefits plan
  • For visitors traveling outside home country (U.S.A. excluded)
  • After deductible, Plan pays 100% to policy maximum
  • Not Cancelable and Not Renewable
  • Coverage is provided outside of home country including during travel
  • Deductible and Policy Maximum are per policy period per person
  • Coverage is available from 1 days to 11 months for ages 14 days to 84 years
  • No PPO Network
  • Not available in DE, IA, KY, MS, MO, MT, NE, NJ, NY, NC, PA, RI & WY
  • Administrator: Petersen International Underwriters
    Underwriter: Lloyd’s of London
  • Other Benefits:  • Accidental Death  •Ambulance Services  •Common Accident Provision  •Emergency Return Home  •Home Health Care  •Lost Luggage  •Medical Evacuation  •Repatriation of Remains  •Skilled Nursing Facilities  •Trip Cancellation Benefit
  • Optional Riders:  • Hazardous Sports Rider  •War and Terrorism Rider


Maximum BenefitAge 0-69 - $50,000 - $5,000,000
Age 70-74 - $250,000
Age 75-79 - $100,000
Age 80-84 - $50,000

(Benefits listed are per person, per policy period)
Choice of DeductibleAge 0-69 - $0, $100, $250, $500, $1,000, $2,500, or $5,000
Age 70-79 - $1,000, $2,500, or $5,000
Age 80-84 - $2,500 or $5,000

(Deductibles listed are per person, per policy period)
Hospital ExpensesAll medically necessary expenses while hospitalized.
Physician ServicesAll medically necessary expenses if confinement begins following a medically necessary hospital confinement of 3 days or longer.
Home Health CareAll medically necessary expenses if hospitalization would have been required if Home Health Care was not provided and the care is provided in accordance with a written plan established, approved and followed by a physician.
Ambulance Services ExpensesTo and from a hospital within 100 miles in the same geographic area.
Medical EvacuationAll medically necessary expenses for stabilization and transportation to the facility nearest your home, which can provide the appropriate care up to $100,000.
Repatriation of RemainsIn the event of death, Underwriters will reimburse the cost of delivery of your remains to a mortuary nearest your home up to $100,000
Prescription DrugsOutpatient prescription medications covered up to a maximum of $500
Emergency Return HomeIf, at er you have departed, you learn of the death of an Immediate Family Member, or you learn of the substantial destruction of your home by i re, wind, l ood, or earthquake, Underwriters shall reimburse you the cost of an economy one way air or ground transportation ticket for you to your home, up to a maximum of $5,000.
$25,000 Accidental Death$50,000 if accidental death occurs while riding as a passenger of a common carrier
Follow Me HomeProvides benei ts for any injury or illness which occurs while in the USA. Benei ts are limited to 5 days for every month of time outside the USA.
Common Accident ProvisionIn the event that you and any additional insured family members suf er injuries from the same accident, only one deductible shall be applied.
Lost LuggageIn the event that your checked on luggage is completely and totally lost, Underwriters shall reimburse you to a maximum of $500, excess of any and all other valid and collectible coverages.
Trip Cancellation BenefitIf within two weeks prior to your pre-paid ticketed or vouchered initial trip departure your entire trip must be cancelled due to 1) your death, illness or injury causing hospitalization or outpatient surgery, or 2) the death of an Immediate Family member, or 3) the substantial destruction of your home due to i re, wind, l ood, or earthquake, any unused and nonrefundable portion of expenses shall be reimbursed up to a maximum of $1,000, excess of $100 each and every loss and excess of all other valid Insurances.
War & Terrorism CoverageIf you elect this option Underwriters will reimburse You for Eligible Expenses which are incurred as a result of Injuries or Illnesses sustained due to war/terrorism or act of war/terrorism. Injuries or Illnesses due to war/terrorism or act of war/terrorism involving the use or release of any nuclear weapon or device or chemical or biological agent, regardless of any contributory cause(s) are not covered with this optional benefit.
Sports or Activities CoverageIf you elect this option, underwriters will reimburse you for eligible expenses which are incurred due to an injury resulting from the participation in a sport or activity that is specii cally named on the Schedule of Coverage. Benei ts up to a maximum of $250,000 or the maximum benei t as stated in the schedule, whichever is lesser.