Visitors Care Insurance

  • Low cost, Limited (Fixed) benefits plan
  • For non-U.S. citizens traveling outside home country (U.S.A. included)
  • Fixed benefit limits increase with Policy Maximum
  • Cancelable and Renewable
  • Coverage is provided outside of home country including during travel
  • Deductible is per period of coverage and Policy Maximum is per life of plan
  • Must be purchased and effective with in 30 days of arrival to USA if age above 65
  • Coverage is available from 5 days to 24 months for ages 14 days to 100 years
  • No PPO Network
  • Not available if mailing address is in Maryland(MD)
  • Administrator: International Medical Group (IMG)
    Underwriter: Sirius International
  • Other Benefits:  • Common Carrier Accidental Death & Dismemberment  •Dental for Accident to Sound Natural Teeth  •Emergency Evacuation  •Extended Care Facility  •Local Ambulance  •Physical Therapy  •Return of Mortal Remains or Cremation/Burial

Benefits

Plan A ($25,000 Max Benefit Per Life Of Plan)Plan B ($50,000 Max Benefit Per Life Of Plan)Plan C ($100,000 Max Benefit Per Life Of Plan)
Inpatient Treatment
Hospital room and boardUp to $825 per day, 30 day maximum per period of coverageUp to $1,400 per day, 30 day maximum per period of coverageUp to $1,950 per day, 30 day maximum per period of coverage
Intensive careUp to an additional $400 per day, 8 day maximum per period ofcoverageUp to an additional $660 per day, 8 day maximum per period of coverageUp to an additional $850 per day, 8 day maximum per period of coverage
Surgical treatmentUp to $2,000 per surgical sessionUp to $3,300 per surgical sessionUp to $5,500 per surgical session
Physician consultUp to $350 per period of coverageUp to $450 per period of coverageUp to $500 per period of coverage
Pre-admission testsUp to $750 per period of coverageUp to $1,100 per period of coverageUp to $1,100 per period of coverage
Private duty nurseUp to $400 per period of coverageUp to $550 per period of coverageUp to $550 per period of coverage
Physician visitsUp to $40 per visit, 30 visits per period of coverageUp to $55 per visit, 30 visits per period of coverageUp to $85 per visit, 30 visits per period of coverage
Outpatient Treatment
Surgical treatmentUp to $2,000 per surgical sessionUp to $3,300 per surgical sessionUp to $5,500 per surgical session
Surgical facility feeUp to $750 per surgical sessionUp to $900 per surgical sessionUp to $1,000 per surgical session
Diagnostic x-ray & labUp to $650 per period of coverage, ($325 per procedure)Up to $800 per period of coverage, ($400 per procedure)Up to $950 per period of coverage, ($475 per procedure)
Hospital emergency roomUp to $200 per visitUp to 75% of URC to $330 per visitUp to 75% of URC to $550 per visit
Prescription drugsUp to $150 per period of coverageUp to $250 per period of coverageUp to $250 per period of coverage
Physician visitsUp to $50 per visit, 10 visits per period of coverageUp to $55 per visit, 10 visits per period of coverageUp to $85 per visit, 10 visits per period of coverage
Miscellaneous Inpatient & Outpatient Treatment
AnesthetistUp to $450 per surgical sessionUp to $825 per surgical sessionUp to $1,375 per surgical session
Assistant surgeonUp to $450 per surgical sessionUp to $825 per surgical sessionUp to $1,375 per surgical session
Other Coverages
Local ambulanceUp to $250 per period of coverageUp to $450 per period of coverageUp to $450 per period of coverage
Dental for accident to sound natural teethUp to $350 per period of coverageUp to $550 per period of coverageUp to $550 per period of coverage
Physical therapyUp to $25 per visit per day, 12 visits per period of coverageUp to $40 per visit per day, 12 visits per period of coverageUp to $40 per visit per day, 12 visits per period of coverage
Extended care facilityUp to $150 per day, 15 day maximum per period of coverageUp to $200 per day, 15 day maximum per period of coverageUp to $250 per day, 15 day maximum per period of coverage